Terms of Use
Last updated: October 12, 2026.
Informational purposes only
Everything on RoamFact — guides, exchange rates, calculators and cost estimates — is general information for educational purposes. It is not financial, investment, legal, tax, insurance or medical advice, and it does not create an advisory or professional relationship between you and us.
No guarantee of accuracy
Exchange rates are reference market rates, not the rates your bank, card or exchange office will give you. Prices, fees, entry and visa rules, health and safety conditions and insurance terms change often and vary by person. We try to keep content accurate but do not guarantee that it is complete or current. Always verify with official sources (for example the U.S. Department of State, the destination's government, your insurer and your bank) before you travel or spend money.
We are not a financial institution or insurer
RoamFact does not sell insurance, transmit money, exchange currency, book flights or accept deposits, and is not an insurance agent, broker, bank, money transmitter or travel agency. Any such service is provided solely by the third-party company you choose, under its own terms. Read their policies, coverage limits and exclusions yourself.
Affiliate links and third parties
Some links are affiliate links and are labeled as partner advertisements; we may be paid if you use them, at no extra cost to you. We do not control third-party sites and are not responsible for their content, products or practices. Mentioning a company is not an endorsement or a guarantee.
Acceptable use
You may use the site for personal, non-commercial purposes. Do not scrape it at scale, interfere with its operation or reproduce substantial parts of our content without permission. Short quotations with a link back to us are welcome.
Intellectual property
The text, design and code of this site are owned by us or our licensors and protected by copyright. Third-party names and trademarks belong to their owners.
Disclaimer and limitation of liability
The site and its content are provided "as is" and "as available" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, the site or any third-party service, including losses from exchange-rate changes, travel decisions, denied insurance claims or refused entry. Some jurisdictions do not allow certain limitations, so some of this may not apply to you.
Changes and governing law
We may change these terms at any time by updating this page; continued use means you accept the updated terms. These terms are governed by the laws applicable to the operator of the site, without regard to conflict-of-law rules. If a provision cannot be enforced, the rest remain in effect.